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Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

1. The Medical Information Bureau may release information in the proposed insured's file to:

A) The insured's employer
B) Any physician
C) Employment agencies
D) Member insurance companies

2. All of the following are common underwriting factors used by life insurance companies EXCEPT:

A) Family health history
B) Amount of insurance applied for
C) Ethnic heritage
D) Driving record

3. An individual life insurance policy may include coverage for all of the following EXCEPT:

A) Disability
B) Long-term care
C) Burial
D) Workers' compensation

4. Advertisements in general shall be:

A) Truthful
B) Clear only by implication
C) Approved by the Insurance Commissioner
D) Clear only by familiarity with insurance terminology

5. The life insurance buyer's guide includes information about all of the following EXCEPT how to:

A) Compare life insurance policy requirements
B) Take civil action against an insurer
C) Decide how much life insurance to buy
D) Compare life insurance policy rates

Solutions: